UNSECURED BUSINESS TERM LOANS

MONTHLY PAYMENTS FOR ANY CREDIT SCORE

-- APPLY FOR AFFORDABLE WORKING CAPITAL --

$20,000 to $250,000 For Your Business

*Currently available in only 30 states. See below for eligibility.*

Have Questions?
Give us a call at 1-866-257-2973

BUSINESS FUNDING

It Doesn't Have To Be Complicated

For Small business owners and Entrepreneurs, GoKapital is now offering business term loans with monthly payments and flexible requirements.

Terms range from 2 to 10 years, with no credit score minimums, and funding is available within 24 hours.  Let our unsecured business loans help your business grow. Whether you’re looking to expand, purchase inventory, hire more employees, or refinance existing debt, a GoKapital business term loan is an excellent solution.

Our term loan program is eligible for any business time (the only exclusion is non-profit businesses) and there are early payment discounts.

Within 24 hours, you can be approved with minimal documentation and receive funding the same day!

States Where the Program is Offered

  Alabama
  Arizona
  California
  District of Columbia
  Delaware
  Hawaii

  Iowa
  Idaho
  Illinois
  Indiana
  Kansas
  Kentucky

  Louisiana
  Maryland
  Maine
  Mississippi
  Missouri
  Nebraska

  Nebraska
  New Jersey
  New Mexico
  North Carolina
  Ohio
  Oregon

  South Carolina
  Utah
  Virginia
  Washington
  Wisconsin
  Wyoming

GoKapital Small Business Term Loan

General Requirements and Application Process:

Funding Available: $20,000 to $250,000
Time in Business: 3 Months
 Annual Revenue: $240,000 ($20,000 a month)
 Business Industries: No Restrictions (only for-profit businesses)
 Credit Score: No Minimum Score
 Ownership: Only 25% Required
 Application Process: Online and a phone call with an analyst
 Funding Documents: Driver’s License, Voided Check, Business Bank Statements
 State Eligibility: Only 30 states (see below for details)

Benefits and Characteristics

  Monthly ACH Payments
  Long Terms (up to 10 years)
  No Pre-Payment Penalties
  Funds can be used for ay purpose
  Build your business credit history
  Receive Funds in 24 Hours
  Consolidate Existing Debt

How To Apply for a Business Term Loan with GoKapital?

Unsecured Business Loans
  • Step 1. Apply

    Complete the business loan application form in 1 minute.

  • Step 2. Analyst Phone Call

    Receive a phone call from an analyst to discuss your offer.

  • Step 3. Provide Documents

    Provide bank statements, a voided check, and a copy of identification.

  • Step 4. Receive Funds

    Accept your offer, sign your loan agreement and receive funds!

Get approved for a low rate, unsecured business loan!

GoKapital’s Business Term Loans Features

Take a look at some of the features that our term loan program has for you:

□  Low, monthly payments
  Terms up to 10 Years
  Quick Loan Approval Process
  All Credit Scores Accepted
  Minimal documentation

What documents are required to apply and receive a business term loan?

  3 months of business bank statements
  Loan Application
  Voided Check

What are Unsecured Business Term Loans?

An unsecured business loan is a funding solution that does not require collateral or hard assets. Instead, factors such as your monthly revenue, bank balance, and credit score are reviewed. Since this is a non-bank financing product, the approval guidelines are a lot more flexible.

What types of businesses can qualify?

We will review any business term loan requests for any “for-profit” business that has at least 3 months of operation and and active business checking account.

When banks say no, we say yes!

One you fill out the Business Term Loan Application, an analyst will call you the same day to discuss possible pre-qualification terms.

Our programs are a better alternative to bank loans, because we require minimal documentation and approve much more quickly.

With an unsecured business term loan from GoKapital, you can access up to $250,000 in working capital for any business purpose. Banks typically have very strict requirements, require extensive paperwork, and can take weeks (or sometimes even months) to approve. With GoKapital, we make business lending simple.

See why GoKapital’s

Unsecured business loans are a better alternative.

✔  Even with bad credit, you can qualify for a monthly payment loan with long terms.

✔  If you have existing debt with daily or weekly payments, you can refinance these loans and improve your monthly cashflow.

Other types of Unsecured business loans

Business Term Loans Frequently Asked Questions

Here are the answers to the frequently asked questions about unsecured business loans and business term loans.

A. It is a type of loan that requires no collateral and lends against the cash flow of your business.

A. A business term loan, also known as traditional business loan, is a lump sum of capital that you pay back in regular installments at a fixed interest rate, over a period of 1 to 5 years.

A. A line of credit (LOC ) is a financial product with a preset borrowing limit that can be used at any time. The borrower can withdraw funds out as needed without going over the limit. as money is repaid, it can be borrowed again

A. A merchant cash advance (or “MCA”) is an advance against future credit or debit card sales. This type of business financing is mainly for businesses whose revenue comes primarily from credit and debit card sales, such as restaurants or retail shops.

A. A fixed-rate term loan, also called just a term loan, is a type of loan where the interest rate stays the same for the loan’s entire term.

A. If you don’t have the assets to secure a business loan, an unsecured business loan may be your only option. You can get an unsecured business loan with Gokapital, just send us the last three month of business bank statements and fill out an online application. We will reply within 24 hours.

A. If your loan goes into full default, it means that your business credit score can be damaged. This can severely affect your ability to receive credit in the near future. If you’re in danger of defaulting, please contact us in hopes of working out a repayment plan.

A. Having a bad business credit score can be a great obstacle to receiving business funding. The first thing you should do is try to fix your business credit. While you fix your credit, you could either apply for a short-term secured loan. Gokapital has options for every situation, contact us and we will do our best to help you.

A. With Gokapital, you could get approved within 24 to 48 hours and get the funds in 1 – 3 business days.

A. Having a bad business credit score can be a great obstacle to receiving business funding. The first thing you should do is try to fix your business credit. While you fix your credit, you could either apply for a short-term secured loan. Gokapital has options for every situation, contact us and we will do our best to help you.

A. With Gokapital, you could get approved within 24 to 48 hours and get the funds in 1 – 3 business days.

A. Not for this type of loan. An unsecured loan is a type of financing where the borrower doesn’t have to put any collateral.

A. To qualify for one of Gokapital’s Term loans, you need to have minimum annual sales of $100,000, at least 1 Year in business, and a minimum credit score of 660.

A. The last three months of business bank statements.

A. Gokapital offers terms of terms of 1 to 4 years

A. We offer business term loans with rates starting at 9%. Your final interest rate for a business term loan will depend on your creditworthiness, your credit score, cash flow, time in business, etc. Contact us so that we can evaluate your situation and give you a free no-obligation quote.