FROM $150,000 to $50,000,000

Commercial Real Estate Loans Nationwide


GoKapital’s mission is to facilitate access to capital for business owners and real estate investors looking for an easy funding process. We offer a variety of commercial mortgages with loan amounts starting at $150,000 up to $50,000,000, fixed-interest rates starting as low as 6%*, and terms from 1 to 30 years

With banks declining most applicants for commercial real estate mortgages, GoKapital approves quickly with a simple application process. Financing for commercial properties is available in all 50 states, with terms ranging anywhere from 1 to 30 years. Our non-bank commercial lending solutions also have higher approval rates than banks.

Speak to one of our loan advisors and we will help you find the right commercial real estate loan for you. Call us at 866-257-2973, or visit our office in Miami, Florida.


May help you purchase or refinance your owner-occupied commercial property

Let Our Team Of Professionals Help You

Mortgage Loan Consultants help!

If you find the perfect deal, but you still need to find the right financing… Let our team of professional finance consultants help you.

  • Fast approvals
  • All credit scores accepted
  • Loans ranging from $150,000 up to $5,000,000
  • Loan-to-value (LTV) up to 80% of the purchase price
  • Flexible terms, both fixed and adjustable
  • Quick underwriting
  • Competitive rates

The Types Of Commercial Real Estate Loans We Offer

Choose from the various types of commercial real estate loans that we have available, as well as what does
qualify as profitable property to us as lenders..

Private Commercial Property Loan

GoKapital’s offers Long-term fixed-interest commercial mortgage loans to real estate investors or business owners who wish to close quickly. The loan could be secured by practically all types of commercial property, including: retail, restaurants, warehouses, office space, land, mixed-used, duplexes, multi-family units, and more.

Fix and Flip Loans - Hard Money Loans

Are you a real estate investor that flips properties? We offer quick closings, high LTVs, and rehab funds to help you complete repairs. With LTVs of up to 80% and up to 100% of rehab funds provided, GoKapital can be a great source for funding your fix and flip deals. Our loan amounts range from $150,000 to $50,000,000, with terms from 6 to 14 months, and rates of 7% to 14%. These loans are offered to either purchase property, or as a cashout refinance for any properties you may already own.

Jumbo Loans For Investment Properties

Looking to make an investment in properties above $5MM? With GoKapital, you can get funded for a jumbo loan quickly and easily with minimal documentation. We make closing easier for those larger transactions. Contact us today. Our jumbo loans for commercial properties are available in all 50 states.

Rental Investment Property Loan

Many real estate investors choose to purchase multiple properties, and generate a steady stream of monthly rental income. If this sounds like your real estate investment strategy, contact GoKapital to inquire about our rental investment property loans. These types of loans go up to 30 years, with competitive rates starting at 6%, and LTVs of up to 80%. A minimum credit score of 620 is required.
Gokapital Cash Out Refinance

Cash out refinance: If you already own property with sufficient equity

GoKapital can offer you a cashout refinance to help you obtain additional funds. All credit scores are accepted, and closings can take place in as fast as 2 weeks. Practically all investment and commercial property types are accepted, and we can offer an LTV of up to 80% of the market value..

Vacant Land Loans

Obtaining financing with vacant land as collateral can be difficult, as many lenders won’t work with this property type. Fortunately, GoKapital’s real estate financing programs include vacant land loans in all 50 states. Our LTVs are typically capped at 50% for this property type, and we can either finance a purchase or we can offer a cashout refinance using the equity of the property.

Commercial Real estate Loan Calculator

Commercial Mortgage Calculator

  • Commercial Real Estate Loans1 to 30 Year Terms
  • Commercial Real Estate LoansFunding from $100K to $50MM
  • Commercial Real Estate LoansAll 50 States
  • Commercial Real Estate LoansMinimal Documentation
$100,000 $5,000,000
5% 14%
5 Years 30 Years

Types of commercial real estate properties we lend for:

Multi-Unit Mixed Use Warehouse
Multi-Family Residential Hotels & Resorts
Apartment buildings Office Buildings
Vacant Lots Retail buildings
Portfolio Rental Loans Townhomes/Condominiums
Commercial Real Estate Loans

Applying with GoKapital is as easy as 1, 2, 3…


Complete an online application form. You can also apply over the phone of fax the application. We can approve within 1 to 3 business days.


One of our representatives will get in touch and we will work with you on getting the best loan amount, interest, and terms.


We will gather all the documentation needed and move to the underwriting process. Closing takes around 1 to 3 weeks.

Commercial Real Estate Loans Frequently Asked Questions

Our interest rates range between 6% and 14%. That said, your final interest rate will be calculated based on the strength of the whole application (property type, location, credit score, real estate investment experience, etc.). Please apply and we will give you a free no-obligation quote.

To apply for any of our real estate loan and commercial mortgage products, loan requests must meet 2 basic requirements: 1) the property must be commercial or a non-owner occupied residential property (only investment properties, no primary homes), 2) the property value must be at least $150,000.

We’ll need at least 4 months of bank statements showing capacity of repayment, a recent copy of your credit score, a purchase agreement (if a purchase) or a recent mortgage statement if a refinance, and an appraisal (if available).

Private commercial property loans, commercial real estate loans, hard money loans, fix and flip loans, bridge loans, cash-out refinance loans, investment and rental property loans.

We will need the following documents to provide you an offer: 1003 Application, copy of a sales agreement or recent mortgage statement (For Re-Financing), a recent copy of your credit report (all pages), 3 months of business, or personal bank statements.

Once received we will provide you with a term sheet in 2 to 3 days, in some cases could be the same day.

Our main offices are located in Miami, Florida.

We lend all across the United States for commercial properties.

Commercial Mortgage Broker Program

Partner with GoKapital, a leading provider of alternative business loans, hard money loans, and commercial mortgages, based in Miami, Florida. Help your clients by facilitating access to funding for their commercial real estate projects, and earn a commission when your client decides to work with us. 

Find out more about our commercial mortgage referral program and join today. It’s simple to join and there’s no cost involved!

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Commercial Real Estate LoansHAVE ANY QUESTIONS?

We’re here to help. Send us an email or call our experts at 1-866-257-2973