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GoKapital’s mission is to facilitate access to capital for business owners and real estate investors looking for an easy funding process. We offer a variety of commercial mortgages with loan amounts starting at $150,000 up to $50,000,000, fixed-interest rates starting as low as 6%*, and terms from 1 to 30 years.
With banks declining most applicants for commercial real estate mortgages, GoKapital approves quickly with a simple application process. Financing for commercial properties is available in all 50 states, with terms ranging anywhere from 1 to 30 years. Our non-bank commercial lending solutions also have higher approval rates than banks.
Speak to one of our loan advisors and we will help you find the right commercial real estate loan for you. Call us at 866-257-2973, or visit our office in Miami, Florida.
COMMERCIAL REAL ESTATE LOAN
May help you purchase or refinance your owner-occupied commercial property
Let Our Team Of Professionals Help You
Mortgage Loan Consultants help!
If you find the perfect deal, but you still need to find the right financing… Let our team of professional finance consultants help you.
- Fast approvals
- All credit scores accepted
- Loans ranging from $150,000 up to $5,000,000
- Loan-to-value (LTV) up to 80% of the purchase price
- Flexible terms, both fixed and adjustable
- Quick underwriting
- Competitive rates
The Types Of Commercial Real Estate Loans We Offer
Choose from the various types of commercial real estate loans that we have available, as well as what does
qualify as profitable property to us as lenders..
Commercial Real estate Loan Calculator
Commercial Mortgage Calculator
1 to 30 Year Terms
Funding from $100K to $50MM
All 50 States
Minimal Documentation
Types of commercial real estate properties we lend for:
| Multi-Unit Mixed Use | Warehouse |
| Multi-Family Residential | Hotels & Resorts |
| Apartment buildings | Office Buildings |
| Vacant Lots | Retail buildings |
| Portfolio Rental Loans | Townhomes/Condominiums |
Applying with GoKapital is as easy as 1, 2, 3…
1
Complete an online application form. You can also apply over the phone of fax the application. We can approve within 1 to 3 business days.
2
One of our representatives will get in touch and we will work with you on getting the best loan amount, interest, and terms.
3
We will gather all the documentation needed and move to the underwriting process. Closing takes around 1 to 3 weeks.
Commercial Real Estate Loans Frequently Asked Questions
Our interest rates range between 6% and 14%. That said, your final interest rate will be calculated based on the strength of the whole application (property type, location, credit score, real estate investment experience, etc.). Please apply and we will give you a free no-obligation quote.
To apply for any of our real estate loan and commercial mortgage products, loan requests must meet 2 basic requirements: 1) the property must be commercial or a non-owner occupied residential property (only investment properties, no primary homes), 2) the property value must be at least $150,000.
We’ll need at least 4 months of bank statements showing capacity of repayment, a recent copy of your credit score, a purchase agreement (if a purchase) or a recent mortgage statement if a refinance, and an appraisal (if available).
20% to 40% down in most cases.
Private commercial property loans, commercial real estate loans, hard money loans, fix and flip loans, bridge loans, cash-out refinance loans, investment and rental property loans.
We will need the following documents to provide you an offer: 1003 Application, copy of a sales agreement or recent mortgage statement (For Re-Financing), a recent copy of your credit report (all pages), 3 months of business, or personal bank statements.
Once received we will provide you with a term sheet in 2 to 3 days, in some cases could be the same day.
Our main offices are located in Miami, Florida.
We lend all across the United States for commercial properties.
Commercial Mortgage Broker Program
Partner with GoKapital, a leading provider of alternative business loans, hard money loans, and commercial mortgages, based in Miami, Florida. Help your clients by facilitating access to funding for their commercial real estate projects, and earn a commission when your client decides to work with us.
Find out more about our commercial mortgage referral program and join today. It’s simple to join and there’s no cost involved!
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