We provide financing in all 50 states
regardless of credit score. If you have $30,000+
a month in revenue, you qualify.



    We offer private lender financing on residential investment and commercial properties in all 50 states, with LTVs up to 75% and rehab funds up to 100%.


      Providing Working Capital from $20,000 to $5,000,000


        Our secure online application only takes 2 minutes. Apply today & qualify for the best options.


        We’ll review your business information and lay out all the funding options we have available.


        Once approved, you’ll access working capital immediately!


      Business Cash Advance

      Instant Pre-Approval On $20,000-$5,000,000
      • Receive funding based on your monthly revenue. No minimum credit score requirements and all industries eligible.
      • 1 Year in Business Required
      • $30K a Month in Revenue Required
      • Bad Credit and Tax Liens are OK
      • Daily or Weekly Payments
      • Funding in 24 Hours or Less! 4 months of business bank statements required
      Get More Info

      Equipment Financing

      Purchase Equipment or Using Existing Collateral for a Loan
      • Whether you need equipment or machinery to grow your business, GoKapital can help you find the right program.
      • 1 Year in Business Required
      • $30K a Month in Revenue Required
      • Terms Up to 5 Years
      • Monthly Payments
      • Receive up to 90% for a purchase or sale leaseback. All 50 states.
      Get More Info

      SBA 7A Business Loans

      Low-rate Financing with Long Terms from the Small Business Administration
      • If you have strong credit history and profitable business, you may qualify for SBA financing under the 7a program.
      • 2 Years in Business Required
      • $250K in Annual Revenue and Profitability
      • 2 Years of Tax Returns Needed
      • 6 Months of Business Bank Statements
      • 4.5% to 7% Rates | 10 to 25 Years | $50K to $5MM | Closing in 3-6 Weeks
      Get More Info

      Unsecured Business Term Loan

      Low Monthly Payments Regardless of Your Credit Score
      • Grow your business or refinance debt with our unsecured business term loan. Only available in 30 states currently.
      • Funds from $20,000 to $250,000
      • Terms from 2 to 10 years
      • 3 Months in Business Required
      • Online Business Checking Account Needed
      • Low Monthly Payments
      • Approvals in 24 Hours
      Get More Info

      Personal/Start-up Loan

      Start a Business or Obtain a Low Rate Personal Loan
      • Obtain the capital you need to start a business, or obtains funds for any purpose. Strong credit history is required.
      • $25,000 to $500,000 Available
      • Terms from 1 to 5 Years
      • Monthly Payments
      • Rates from 6% to 18%
      • Credit of 680+ Required. All 50 states.
      • Annual Income of at Least $30K Needed
      Get More Info

      No Credit Check Business Loans

      Qualify for Working Capital Regardless of Your Credit History
      • If your business generates significant income, you can receive financing without a credit check.
      • 1 Years in Business Required
      • $30,000 a month in bank deposits
      • Minimal NSFs/negative balances
      • Must have online business banking
      • Tax Liens and Collections are OK
      • All Industries Qualify
      Get More Info


      Our Quick Business Loans Help All Businesses Grow!

      If you already have a business and need additional capital, business financing may help you reach new heights.

      • Cannabis

        Funding In The Cannabis Industry

      • Retail Stores

        Increase Store Inventory

      • Dental Offices

        Purchase An Office

      • Medical

        Funding For Expansion

      • Restaurants & Bars

        Open Another Location

      • E-commerce Business

        Financial model for Ecommerce

      • Accountants

        Capital For Marketing Campaigns

      • Transportation

        Truck Leasing

      • Construction

        Acquire New Construction Projects

      FAST & EASY

      Quick business loans for your company with no hidden charges, no extra fees, & no delays.

      1. We are proud to provide clients with an easier way to get a quick business loan. We also work with entrepreneurs in all industries to help grow their business by providing commercial lending options that are much more accessible than a traditional bank.

      2. At GoKapital, we believe everyone deserves the opportunity to be a business owner. That’s why we offer fast working capital to companies owned by women, Latinos, and veterans. These loans are designed to support the ever-growing market of minority-owned businesses.

      3. If you’re interested in fast working capital through GoKapital, you can use our easy online application tool to get the process started. With traditional bank lending being nearly unattainable to the SME market, we offer a variety of funding options, including lines of credit, merchant cash of advances, equipment leasing, unsecured business loans, real estate investment loans, invoice factoring, commercial mortgages, and more.

      quick business loans



      Hard Money Bridge Loans

      • Use private real estate loans to grow your investment portfolio. Fix and flip loans in all 50 states with quick closings.
      • LTVs up to 75% of the Purchase Price
      • Up to 100% of Rehab Funds
      • Terms from 1 to 2 Years | 7% to 14%
      • Min. Property Values of $100,000 Required
      • Residential Investment and Commercial Properties. No vacant land, primary residences, or rural properties.
      Get More Info

      Commercial Mortgages

      • Financing from $100,000 to $50,000,000 on commercial properties. Available nationwide.
      • LTVs up to 70% (Purchase/Refi)
      • Terms from 1 to 30 Years | 7% to 14%
      • Min Property Value of $100K Required
      • Closing in 2 to 4 Weeks
      • We work with offices, warehouses, retail, restaurant, multi-family units, and many other commercial property types.
      Get More Info

      Rental Investment Property Loans

      • Our rental investment property loans offer great rates and long terms for investors. Purchase loans or refinancing are available.
      • Rates from 5.5% to 7.5%
      • Terms up to 30 Years
      • LTVs up to 75%
      • Credit Score Above 660 Required
      • No personal income verification or tax returns are required. All 50 states. Fixed rates and adjustable rates available.
      Get More Info

      Why Choose A Fix And Flip Hard Money Loan?

      If you’re a real estate investor and need funding for flipping properties, GoKapital can help finance up to 80% of the purchase price and up to 100% of the rehab funds.

      Funding is available nationwide, with minimum loan amounts of $100,000 and rates starting at 6%.

      Our private hard money money loans can close quickly and with minimal documentation.

      We can offer loans for both purchases or cash-out refinancing for properties you may already own. We have programs for fix and flip investors, rental investor properties, foreign nationals, and more.

      Contact us today to see how a GoKapital hard money loan can help you succeed with your real estate investments!

      GoKapital Also Offers Cashout Refinancing

      For Residential Investment Or Commercial Properties Nationwide.

      Benefits of our hard money loan terms include:

      • LTVs 60% to 80% (based on purchase price for an acquisition, and based on market value for a refinance)
      • Terms from 1-30 Years (longer terms for rental investment properties or commercial properties)
      • Interest rates from 6%-14%
      • Minimal documentation and quick closing
      • No minimum credit score needed
      • Foreign nationals also qualify
      • Property types eligible: single family, apartment, condo, mixed-use, commercial (retail, office, warehouse, industrial, etc.), and more
      • Financing available only in the 50 US States 

      24 Hour Pre-Approvals. Close In 2-4 Weeks.

      Real Customer Reviews on Google

      We are very proud of the service we provide and stand by every product we carry.

      Read our testimonials from our happy customers.


      WHY US

      GoKapital was established with one goal in mind – to help small businesses obtain working capital and real estate investors finance transactions quickly.  

      As a financial technology company with headquarters in Miami, we have simplified the lending process to provide you with more and better financing alternatives than a traditional bank.  

      Whether you are looking for $100,000 in working capital or $1 million for a cashout refinance, we have the right loan program for you.  Our financial services are available nationwide for existing businesses, start-ups, first-time, and experienced real estate investors.  We have helped thousands of business owners and with an A+ rating on the Better Business Bureau, (BBB) your company will be in good hands.

      The GoKapital team is here for you, call us today and a loan consultant will be glad to assist in finding the right funding option for you.

      quick business loans

      Broker Program


      Become a GoKapital Partner Today

      Join Our Loan Broker Referral Program

      Call To Speak With Us


      Our loan consultants are ready to answer your questions


      Monday – Friday | 9 am – 6 pm Eastern Time

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