Real Estate Financing to Acquire, Improve, and Grow Your Property Portfolio.
Put your next property investment in motion. Explore financing to purchase commercial buildings, refinance rental properties, or fund renovations—with options based on your deal, equity, and investment goals.
For business and investment properties. Financing is subject to underwriting and approval. Available terms depend on the property, borrower, and transaction.
Commercial & Investment Properties
A Clear Starting Point.
Tell us what you’re planning. Start with the property and the numbers behind it.
Property type and location.
Purchase, refinance, or renovation.
Value, financing amount, equity, and income.
Target closing and project timeline.
Which real estate financing option fits your deal?
The right structure depends on how the property is used, what the capital will accomplish, and when you need to close.
Commercial Real Estate Financing
For owner-occupied business property and eligible income-producing commercial assets. Use financing to acquire, refinance, or improve a property with a clear operating or investment plan.
Discuss a commercial property →Rental & Investment Property Financing
For eligible properties held for rental income or investment. Share current or projected rent, occupancy, expenses, and the amount of equity you plan to contribute.
Discuss an investment property →Hard Money & Bridge Loans
Short-term financing for acquisitions, renovations, or transitions where a defined exit matters. Explain the project budget, timing, and your plan to refinance or sell.
Discuss a bridge scenario →Some transactions may qualify for more than one structure. We’ll compare the scenario against available programs before suggesting a route.
What makes a strong financing scenario?
We can give a more useful response when the property, use of proceeds, and repayment or exit strategy are specific. A complete submission also helps reduce unnecessary back and forth.
Transactions are reviewed case by case. Requested amounts generally begin around $100,000, depending on the program and property.
- You have an identified property or an existing asset to refinance.
- You can describe your purchase price, estimated value, or current loan balance.
- You have a realistic down payment, available equity, or investment budget.
- You know how the property will generate income or support your business.
- For a bridge loan, you have a credible refinance, sale, or other exit plan.
Scope: Financing shown here is for business and investment purposes. An owner-occupied commercial building can fit; a personal primary residence is outside this page’s investment programs.
- Commercial & Investment Business properties and rental assets
- Purchase, Refinance & Renovate Financing for your next property move
- Long-Term & Bridge Options Explore structures that fit your plan
- Scenario-Based Review Property, equity, and repayment strategy
Information that moves the review forward.
You can submit an initial scenario without assembling a complete loan package. If it appears to fit, the financing team can request documents appropriate to the transaction.
- Property address, type, and purchase contract or estimated value
- Requested loan amount and intended use of proceeds
- Current mortgage statement, if refinancing
- Rent roll, leases, or operating income when applicable
- Renovation scope, budget, and timeline when applicable
- Borrower or entity background, liquidity, and relevant experience
Document needs vary by lender and financing structure.
From property scenario to financing decision.
Know what happens next before committing time to a full application.
Share the deal
Provide the property, financing purpose, amount, timeline, and contact information.
Review the fit
We assess the initial scenario and identify the questions or documents needed to evaluate it.
Compare options
If the project fits an available program, review structure, estimated costs, timing, and conditions.
Complete underwriting
Submit the required package for lender review, property diligence, and a final decision.
Submitting a scenario does not constitute approval, a rate lock, or a commitment to fund.
Answers before you send a scenario.
Can I finance a building my business will occupy?
Potentially. Owner-occupied commercial real estate belongs under the commercial property path. The appropriate structure depends on business use, property type, and lender criteria.
Can I use this financing for my primary residence?
This page covers business and investment property financing. A personal primary residence is not included in the investment financing options described here.
How much can I request?
Requests generally begin around $100,000, but available amounts depend on property value, equity, borrower strength, and the specific program. Share your target amount for a tailored review.
Are rates or closing times guaranteed?
No. Pricing and timing depend on the deal, lender, documentation, appraisal or valuation, title, and underwriting. We discuss realistic options after reviewing your scenario.
What is an exit strategy for a bridge loan?
It is your plan to repay the short-term financing, often through a sale or longer-term refinance. Include the expected timeline and the assumptions behind that plan.
Financing for investors who understand the deal.
Submit Your Property Scenario.
A specific project gets a more useful conversation. Share the essentials and a GoKapital financing specialist can review the potential fit.
Prefer to speak with someone? 866-257-2973 Monday–Friday, 9 AM–6 PM ET.