Large Business Working Capital From $100,000 to $25 Million
Your Next Big Move Starts With The Right Capital.
Fund a major contract, inventory purchase or expansion. GoKapital helps established businesses explore financing based on revenue, cash flow and the purpose of the request.
No obligation to accept an offer. Amounts and terms depend on qualification.
Four Benchmarks.
One Clear Starting Point.
Check the profile for this larger working-capital program before starting your request.
Funding Need
A defined use of funds supported by cash flow.
Operating History
An active business with a verifiable track record.
Monthly Revenue
The benchmark for this larger funding program.
Credit Profile
May be considered alongside business performance.
These benchmarks do not guarantee approval. Existing debt, industry, bank activity and any collateral requirements also matter. Need less capital? Explore Small Business Loans →
What Is Your
Next Big Move?
The opportunity comes first. Tell us what the capital will accomplish so we can evaluate a suitable financing path.
Discuss Your Funding Goal →Growth & Expansion
Add locations, hire a team or enter a new market with a defined growth budget.
Contracts & Projects
Cover payroll, materials and mobilization before project payments arrive.
Inventory & Equipment
Prepare for demand or invest in assets that increase operating capacity.
Acquisitions & Transitions
Discuss a business purchase or partner buyout that may require a specialized structure.
The Right Structure For The Right Need.
Compare the purpose of each financing path. Products have different limits and requirements; the $25M upper range does not apply to every option.
Revenue-Based Capital
Evaluated through revenue, deposits and cash flow. Some options are merchant cash advances—a purchase of future revenue rather than a traditional loan.
Revolving Credit
A line of credit may fit ongoing working-capital needs. Draw availability, credit limits and repayment terms depend on qualification and the provider.
Purpose-Based Financing
Equipment purchases or longer-term projects may call for a dedicated financing program rather than general working capital.
A Clear Process For A Larger Request.
Share Your Goal
Provide the amount, use of funds, revenue and operating history.
Build Your File
Discuss existing obligations and provide the documents needed for review.
Compare Your Options
If qualified, review total cost, payment frequency, term and conditions.
Choose Your Next Step
Accept only if the offer fits your business. Funding follows required verification and closing.
Timing depends on a complete file, transaction size, underwriting and verification.
The Right Documents. Fewer Avoidable Delays.
Your specialist will confirm the exact requirements for the financing being considered.
Initial Review
- Completed business financing application
- Four most recent business bank statements
- Requested amount and intended use of funds
- Current financing balances and payment obligations
Larger Or Complex Transactions
- Current profit-and-loss statement and balance sheet
- Recent business tax returns
- Accounts receivable/payable reports and debt schedule
- Supporting contracts, purchase details or payoff letters
Identification, bank verification and collateral documents may be requested during the process. Use the submission method provided by your specialist.
Tell Us About Your Next Big Move.
Share your funding goal and business profile in the request form below. A GoKapital specialist can discuss the information needed to evaluate potential options.
Prefer to speak first? Call Monday–Friday, 9AM–6PM ET.
A Larger Request Deserves A Clear Conversation.
Have your requested amount, monthly revenue and existing financing details ready.
Call 866-257-2973 →Large Business Working Capital FAQ.
How much funding can I request?
This page covers requests from $100,000 to $25 million. The amount available depends on revenue, cash flow, operating history, existing obligations, the financing structure and final underwriting.
What business profile is this program designed for?
The larger working-capital program is aimed at businesses operating for at least one year with approximately $150,000 or more in monthly revenue. Credit scores of 550 or higher may be considered. These benchmarks do not guarantee approval; other GoKapital programs may have different requirements.
Can I apply if I already have financing?
Yes, you may submit a request. Current balances, payment obligations, lien position and the ability to support additional financing will be reviewed.
Will I need collateral or a personal guarantee?
Requirements vary by provider and product. Ask about collateral, any business lien and any personal guarantee before accepting an offer; a program without specific collateral may still carry other obligations.
What payment schedules and costs should I expect?
Available schedules may include weekly, bi-weekly or monthly payments, depending on the program and qualification. Review total repayment or remittance amount, fees, frequency and any prepayment provisions. A factor rate is not the same as an interest rate or APR.
How long does the process take?
Timing varies with the size and complexity of the request, document completeness, verification and underwriting. Your specialist can discuss an estimated timeline after reviewing the transaction.