Financing for established businesses
Large Business Working Capital From $100,000 to $25 Million
Explore working capital for expansion, contracts, equipment, inventory, acquisitions or time-sensitive cash-flow needs—with a streamlined review built around the complete business profile.
No obligation to accept an offer. A specialist experienced in larger transactions will contact you within 24 hours. Prefer to speak now? 1-866-257-2973.
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Tell Us What Your Business Needs
Share the requested amount, revenue and basic contact information. No obligation.
Business financing since 2013
Experience Matters When the Transaction Is Larger
Since 2013, GoKapital has helped hundreds of businesses explore commercial financing through a network of banks, working-capital providers and other funding sources. Our advisors bring backgrounds in finance, technology and entrepreneurship to the process.
Larger working-capital requests require more than forwarding an application. They may involve existing debt, lien position, financial statements, collateral, industry considerations and a clearly documented use of funds. GoKapital helps organize the request and identify potential financing paths.
Large business financing
Large Business Working Capital Built Around Revenue—not Perfect Credit
Large opportunities rarely fit traditional bank timelines. A major contract, equipment purchase, acquisition or expansion may require capital before revenue becomes available.
GoKapital reviews revenue, operating history, bank activity, cash flow and current obligations—not credit alone. Scores around 550 may be considered, while stronger profiles may qualify for more flexible payment schedules.
Every request is reviewed individually. Available amounts, costs, terms and payment schedules depend on final underwriting and are not guaranteed.
Use of funds
Put Working Capital to Work Across the Business
Finance a specific opportunity, manage timing differences or support a broader growth plan.
Growth & Expansion
Open locations, enter new markets, hire staff, expand marketing or add products and services.
Contracts & Projects
Cover payroll, materials, suppliers, subcontractors and mobilization costs for a major contract.
Inventory & Equipment
Purchase inventory, capture supplier pricing or acquire essential machinery and technology.
Acquisitions
Purchase another business, finance a partner buyout or bridge to longer-term financing.
Cash-Flow Management
Bridge receivables, manage seasonality, cover major obligations or maintain operating liquidity.
Existing Financing
Explore additional capital, refinancing or eligible consolidation based on cash flow and lien position.
How it works
A Clear Path From Request to Review
GoKapital organizes the initial request so the business and potential financing sources can evaluate the transaction efficiently.
Request Information
Share the amount needed, average revenue, time in business and contact information.
Speak With a Specialist
Discuss the use of funds, timing, current obligations and the most relevant potential paths.
Submit the File
Provide the application, bank statements and any financial documents needed for the requested amount.
Review Available Options
If qualified, compare the amount, total cost, term, payment frequency, conditions and next steps.
Prepare the file
Documents That May Be Requested
A complete, current file can reduce avoidable delays. Exact requirements vary by transaction and underwriting findings.
Initial Review
- Completed business financing application
- Three most recent business bank statements
- Government-issued identification
- Voided business check
- Most recent business tax return
Larger or More Complex Requests
- Current profit-and-loss statement
- Current balance sheet
- Accounts receivable and payable reports
- Business debt schedule
- Payoff or zero-balance letters, if applicable
Industries served
Large Business Financing Across Many Industries
GoKapital welcomes requests from established, revenue-generating companies with a clear plan for the capital. Industry-specific revenue and documentation requirements may apply.
Frequently asked questions
Large Business Working Capital FAQ
How much large business working capital can I request?
This program is designed for requests from $100,000 to $25 million. Potential amounts depend on revenue, cash flow, time in business, industry, bank activity, existing obligations and the intended use of funds.
Can a business qualify with less-than-perfect credit?
It may be possible. Credit in the 550 range may be considered when the complete business profile supports the request. A particular score does not guarantee approval or a specific amount.
How much monthly revenue is required?
Requirements vary by program, state, industry and requested amount. This page is primarily for established businesses seeking at least $100,000; larger requests often show average monthly revenue of $150,000 or more.
Can I apply if the business already has financing?
Possibly. Existing financing does not automatically disqualify a business. The review considers current balances, payment obligations, lien position, cash flow and the proposed use of funds.
Is collateral required?
Collateral requirements depend on the financing structure and transaction. Some working-capital options may not require specific collateral, while larger or longer-term transactions may require business assets or another form of security.
Are weekly, bi-weekly or monthly payments available?
They may be. Available schedules can vary by product and profile. Businesses with stronger credit, longer operating history, stable bank activity and fewer obligations may have access to more flexible payment frequencies.
How quickly can a business receive financing?
Timing begins after a complete file is received and varies by size, complexity, verification and underwriting requirements. A specialist will contact you within 24 hours, but no approval or funding timeline is guaranteed.
What rates and financing costs are available?
Rates, factor costs, fees and payment structures depend on the complete business and risk profile. Any available amount, total obligation, payment frequency and conditions should be reviewed before deciding whether to proceed.
ONE MORE WAY TO GET STARTED
Does Your Business Need $100,000 or More?
Send a short request with no obligation, or call to discuss a complex or time-sensitive transaction.