FROM $50,000 TO $3,000,000

No Minimum Credit Score | No Citizenship Required | Startups OK

Use the equity from your high-value assets to obtain financing quickly.

Have Questions? Call us at 1-866-257-2973


It Doesn't Have To Be Complicated

    Loan Amounts

    $50,000 to $3,000,000

    Loan Terms

    1 to 10 Years

    LTV %

    50% to 75% of market value

    Time to Receive Funds

    3-7 Business Days

    All terms subject to credit approval.

    Luxury Asset Financing

    Alternative Lending Options That Banks Won't Offer

    Business owners are always looking for ways to better serve their customers. One of the best ways to improve your service is by getting the newest and most upgraded equipment. The only problem is that equipment and machinery can be very expensive. The equipment financing program from GoKapital offers business owners a quick and affordable way to get new or used equipment to enhance their business’ productivity, effectiveness, and service.

    Whether you’re a startup restaurant that needs new appliances or a construction company that works with heavy equipment. Gokapital can help you get the equipment NOW while preserving that much-needed working capital.

    At GoKapital, we offer competitive commercial lending and equipment financing solutions that make your equipment acquisition a simple process.

    How do our Luxury Asset Loan programs work?

    Yacht Financing

    GoKapital provides yacht financing for the individuals with poor or no credit. We understand people might go through difficult times, that’s why our team of experts have designed a boat loan program tailored to customer with credit issues. We make the process fast and easy and offer same day approvals if everything is sent correctly. Discover if you can qualify for this program by reading our guidelines below.

    • Guidelines:

      • Loan Amounts: $100,000 to $2,000,000
      • Yachts from 30′ to 65′ in length
      • Ages of 5 years or newer (exceptions apply)
      • Term of 2 to 10 years
      • LTV of 50% to 75%

    • Program Benefits:

      • All Credit Scores Qualify
      • Bankruptcy History is OK
      • No Prepayment Penalty
      • No Citizenship Requirements
      • Startups Also Qualify

    Yacht Luxury Asset

    Equipment Financing vs. Equipment Leasing

    Often, new business owners use up the majority of their capital on equipment, not realizing that leasing is a cheaper alternative. Some business owners are only looking for a temporary solution, so they choose to lease instead of buying. Others lease the machinery because they don’t have the capital to buy it outright.

    When you lease a piece of machinery, you are renting it just like you would rent an apartment. That means that you will only be able to use the equipment while you’re paying for it.

    The main advantages, of leasing the equipment, are that you don’t need to put any money down or collateral. On the other hand, leasing the equipment could end up being more expensive than just purchasing it outright.

    Do not deplete your business’ bank account, instead, partner with us and allow GoKapital to finance your next piece of equipment. We have equipment financing & leasing options for all industries.

    Discover the tangible benefits of your new equipment purchase while maintaining guaranteed low payments through our lease program.

    Ask yourself these questions

    When you decide that it is time to purchase equipment for your business, you should ask yourself three questions.

    1. What type of equipment do you need?
    2. How much is it going to cost?
    3. How are you going to pay for the equipment?


    • Fast approvals
    • The equipment acts as strong collateral
    • You’ll own the equipment at the end loan term
    • Allows you to make equipment upgrades easily
    • Helps your cash flow
    • You can save money on your business tax return under Section 179 of the IRS
    • You won’t have to wait until you have the capital on-hand to purchase the equipment


    • Most equipment loan applications will require an equipment quote
    • If the equipment depreciates, you can’t deduct the full cost each year
    • Not available to startups

    Give us a call 1-866-257-2973

    Monday – Friday | 9 am – 6 pm Eastern Time