Join Our

Business Loan Broker or Referral Program & Start Earning Today!

How our broker program and affiliate program work

If you currently have a portfolio of business customers that need financing, or know how to generate leads seeking small business lending, you can generate a steady source of income with GoKapital. We offer a variety of different business loan products and real estate financing options including: merchant cash advances, business term loans, equipment leasing, lines of credit, hard money loans, commercial mortgages, and more.

As a registered agent of GoKapital, you’ll receive the following:

  • Competitive commissions and bi-weekly payouts
  • Access to your own on-line Broker Portal
    • Review training guides
    • Access marketing material
    • Manage your client pipeline
  • Ability to offer many different business lending and real estate financing options in all 50 states
  • A dedicated account manager to assist you with your files
  • Quick approvals and easy closings

Commissions will vary based on your level of involvement in the deal. If you are working as a broker, and providing all documents until a transaction funds, your commission will be higher per loan product. Alternatively, if you’d like to focus on providing qualified customers and having our loan consultants reach out to customer, you can register as an affiliate (your commission will be lower, but GoKapital will follow up with your clients). Click HERE for a breakdown of our commission.

For more information on how to get started with us, click HERE to register now.

 

access to our on-line Partner Portal, which will provide you access

GoKapital’s Referral Partners help us identify small businesses with real opportunities for growth. It’s a great way to both earn money and strengthen your relationships.

Get started today-It’s easy! Just submit out the contact form below and a GoKapital representative will contact you within 24 hours to provide all the tools you need to immediately begin increasing your income.

 

At GoKapital, we are grateful for our brokers and affiliate partners. Our mission is to help small business owners and Real Estate Investors solve their funding necessities in the quickest possible way.

Learn how we create Business and Real Estate financing programs for your clients.

At GoKapital, we understand that lending to small business owners (SMB) requires an entirely different approach, one that requires cost efficiency, high-quality customer service, and a disciplined credit risk management strategy.

GoKapital can work with you to understand your approach to the SMB lending market and design a partnership program that will drive growth and profitability in your SMB lending business and preserve and grow customer relationships.

Refer a business owner that is currently looking for working capital, it’s that simple! After a loan is approved and funded, you receive a commission.

cover

Partner with GoKapitalHelp Your Clients & Earn Commissions.

Does your network include restaurants, retail shops, and other small businesses? With GoKapital, your network becomes a source of income.

GoKapital’s Referral Partners help us identify small businesses with real opportunities for growth. It’s a great way to both earn money and strengthen your relationships.

Get started today-It’s easy! Just submit out the contact form below and a GoKapital representative will contact you within 24 hours to provide all the tools you need to immediately begin increasing your income.

Why should you become a broker with Gokapital?

We are determined to offer the most professional service and support to our partners. If you are a seasoned broker or you are just starting out, Gokapital is here to help you increase your monthly income while you continue helping your clients.

As a broker, you get access to:

  • Diverse funding programs designed to fit your clients’ needs
  • Easy application, fast approvals, and quick funding
  • CRM tools to track the progress on your deals
  • Payment every 15 days

START TODAY

Broker benefits
Deliver flexible financing solutions to your clients as a referral partner:

Loans are in demand
There are 30 million active small businesses in the U.S. with a need for business lending, but banks are not helping.

Sales management CRM
Use GoKapital’s easy-to-use proprietary CRM to manage your business loan sales pipeline.

$0 Upfront costs
There are absolutely no costs to register as a broker with GoKapital. Start earning commissions quickly.

More loan options
Offer business loans, equipment leasing, commercial mortgages, hard money, business lines of credit & more.

Fast approvals & quick process
Our loan approval process is quick and easy.

Best commission structure
Earn more commissions with our many programs. Fund more, and earn bonuses.

Dedicated support & training
Received full sales support & training as a GoKapital referral partner.

Great company with a quality reputation
We have an A+ Rating with the Better Business Bureau (BBB) and featured in several online publications.

Gokapital pays broker commissions of up to 6% of the funded loan amount. There are multiple advantages for your clients when they utilize Gokapital’s financing solutions.

  • We pride ourselves on fast approval. We can approve 24 hours after the initial application is sent.
  • We lend nationwide, in Canada, and in Puerto Rico
  • Loan amounts from $20,000 up to $5,000,000 for Businesses
  • Loan amounts of $150,000 up to $50,000,000 for Commercial real estate
  • Minimum requirements: 4 months operating as a business and $20,000 minimum in bank deposits
  • A dedicated customer service team

About Gokapital

GoKapital is a Florida-based lender that has been serving entrepreneurs since 2013. We provide alternative funding solutions to business owners and real estate investors through our various funding programs.

By leveraging technology to simplify and expedite the search for commercial funding, we make the application process fast and simple. We also have a dedicated team of Advisors that are always ready to provide you with a FREE consultation to help find the best funding option. Whether you’ve been in business for decades or are just starting, GoKapital can approve you with the funding you need.

By working with Gokapital, you become an extension of our sales and marketing team.

What we do
GoKapital offers more business financing options than your local bank, with a faster and easier application process. We provide:

  • Revenue-Based Business Loans
  • Merchant Cash Advances
  • Business Line Of Credit
  • Unsecured Business Term Loans
  • Equipment Financing
  • SBA Loans
  • Commercial Real Estate Loans
  • Commercial Mortgage

Advantages and benefits

  • Customized & Flexible programs tailored to each referral
  • Dedicated Account Manager, Training, and Sales Support
  • Earn High Commissions Quickly
  • Unlimited Earning Potential
  • No Licenses Required

Compensation
Receive commission on the 1st or 15th, via direct deposit or a mailed check. Interested?

Click here to register.

Get started today-it’s easy!

Just submit out the contact form below and a GoKapital representative will contact you within 24 hours to provide all the tools you need to immediately begin increasing your income.

Time is our most valuable asset. That’s why we love to keep things simple. To start working now, follow the steps below: 

  • Step 1. Read and sign the broker agreement
  • Step 2. Fill out a w9 form and a direct deposit form
  • Step 3. Email those there documents to brokers@gokapital.com

Start submitting leads and increasing your monthly earnings. 

We also offer access to a CRM where you can check on the status of the deals you’ve sent.  Get paid every 15 days.

Register now!

What happens next

  • Become an approved broker
  • Welcome to the team!
  • Log-in to CRM sales portal
  • Reviewing training & marketing material.
  • Contact clients and sell

You are an accountant

You help small business owners make critical finance decisions all year long. Why partner with us?

Fast and simple
Our process is straightforward and our decisions are quick.

Compelling commissions
Earn money or pass along the savings to your customers.

Seamless technology
An end-to-end credit solution that gets your customers the financing they need.

Dedicated support
Work directly with a dedicated account manager.

It’s easy
Sign up and start referring. It’s that easy.

Quality reputation
Industry leader and A+ BBB rating.

Business Loan Affiliate Marketing Program

The GoKapital Business Loan Affiliate Program allows members to earn commissions when they refer customers to our company through the phone or our website. The program is simple; if the client you refer completes our form and meets the qualifying parameters set out in the program and later gets funded, you earn money. We also understand that a phone call is difficult to track so we take every step that is possible to ensure that our affiliates receive their referral fees. We will give the benefit of the doubt to any member of our affiliate team if even the smallest possibility suggests that they may have referred a qualifying client who called our company.

Highest paying affiliate program

We offer one of the highest payouts of any business loan affiliate program and we also incentivize our program with bonuses for higher producing team members. We also understand concerns about the proper payout, and although phone calls are difficult to track, we try to get every call-in client that is qualified to fill out a form to help further document their origin if it is from a website. If you just test our program for a short period you will see the enormous profit potential for making money online. You have nothing to lose!

Business loans & merchant cash advance ISO program

As a leader in the alternative financing industry, GoKapital also offers an ISO program for existing lenders that want to get their clients funded but have been unable to find a lender with extremely competitive rates and the ability to provide funding when other lenders deny their clients. We provide very competitive ISO commissions and because of our experience and established relationships in the industry, we can get your clients the money they need for their business. Allow us to make you the commissions you deserve by reaching out to us and joining our ISO program.

Why work with GoKapital

GoKapital believes that our affiliate partners are paramount to the success of our financial programs and, for that reason, we take every step to ensure that referred deals are paid. Our job is to get you paid and earn your trust and that is why we take the reputation of our affiliate program very seriously and are always just an email away if you have any questions or concerns. We will make every effort to help you meet your goals and even customize areas of tracking to help team members feel confident that they are paid what they deserve.

We are currently working on a custom affiliate network to make it easy to track statistics as well as receiving timely payouts. If you are interested in working with our affiliate program join here for free.

Frequently Asked Questions

How quickly do you respond to my broker application?

In less than 24 hours

When do I get paid?

Payments are made on the 1st and 15th (or the following applicable business day of each month), with a cut-off of funding a deal 3 business days prior to the payroll cycle.

How do I get paid?

You can choose to have a direct deposit for your commissions, or have a check mailed to you.

Do you work with Startups?

No, we do not finance Startups.

Can my client qualify if his business has credit problems?

Yes

How much do you pay in commissions?

Up to 6 points of the funded loan. Refer to the broker agreement for a breakdown of the commission structure

How much do you lend for businesses?

From $20,000 up to $5,000,000

How much do you lend for commercial real estate?

From $150,000 up to $50,000,000

Do you lend for residential properties?

No

What are the requirements to apply for a loan?

4 Months of business operation and a minimum of $20,000 in bank deposits

How much money can I make doing this?

It depends! Some of our agents have made over $100,000m in just one month, but ultimately, your results will depend on your efforts. Gokapital provides the tools, training, and resources that you’ll need to acquire clients and close deals. We want you to succeed!

I know potential clients that already have a business loan, can I still refer them to Gokapital?

Of course! We can offer additional working capital to businesses that already have a loan, and can also refinance or consolidate existing business debt.

What if my clients think their loan terms are too expensive?

Educate them on the reasons for their approval, whether it’s due to a bad credit score, limited time in business, or being in a high risk industry. Always explain in practical terms, and how much they expect to earn in the next few months/years using the financing we provide, and ask how that will increase their business revenue in the long term.

Is my information secured?

GoKapital uses high-grade, 256-bit data encryption (also used by major banks) to keep your information safe. We take all measures to protect user information and activity because keeping your data secure is our top priority.

Do you provide leads?

No, we do not provide lead to our independent agents. We provide resources, support, and the necessary training that you’ll need to be successful.

I don’t have an office, can I still register as a broker?

Certainly, many of our agents work from home. All you need is a phone and a computer! You can also encourage clients to visit our headquarters.

If my client contact Gokapital directly, even though I’ve referred them, do I still earn my commission?

Absolutely! For this reason, we encourage our agents to input their lead information in the Gokapital CRM or to notify us of submissions by emailing deals@gokapital.com. However, we always redirect clients to their assigned agent in cases like this.

We offer a variety of business lending and real estate financing programs nationwide

Whether your clients are seeking working capital to invest in their business, or financing for the purchase of a commercial property, GoKapital has the option for you. With our suite of business loan products, you’ll be able to offer numerous solutions to your clients. GoKapital’s loan programs include lines of credit, merchant cash of advances, equipment leasing, unsecured business loans, real estate investment loans, invoice factoring, commercial mortgages, and more.

Merchant cash advances
$20,000 to $5,000,000 | 24 Hour approvals | Bad credit is NO PROBLEM | All industries

Revenue-based business loan
$20,000 to $5,000,000 | 24 Hour approvals | Bad credit is NO PROBLEM | All industries

Business lines of credit
Pay for credit used | Low-mid rates | Monthly payments

Hard money real estate (Fix & Flip)
$150,000 to $50,000,000 | Nationwide | All property types

Commercial real estate mortgages
$150,000 to $50,000,000 | Offices, retail, warehouse, and more | Quick closing

Equipment leasing
$20,000 to $5,000,000 | Monthly payments | Preserve cashflow

Merchant Cash Advance

  • Min-max $ amount/  $20,000-$5,000,000
  • Min-max term  / 3-24 months
  • Credit score minimum/ None
  • Annual revenue required/ $150,000
  • Required time in business/ 4 months
  • Cost of capital /Medium/high
    Time to approve /24 hours (same day funding)

Documents required

  • Loan application
  • 4 months of business bank statements
  • 4 months of credit card processing statements (if applicable)

Business Line Of Credit

  • Min-max $ amount /$20,000-$250,000
  • Min-max term /6-12 months
  • Credit score minimum /620
  • Annual revenue required/ $250,000
  • Required time in business /1 year
  • Cost of capital /Low/medium
  • Time to approve /1-3 days (1-2 funding)

Documents required

  • Loan application
  • 6 months of business bank statements

SBA Loan

  • Min-max $ amount/ $200,000-$10,000,000
  • Min-max term/ 5-25 Years
  • Credit score minimum/680
  • Annual revenue required/ $500,000
  • Required time in business/ 2 Years
  • Cost of capital/ Low
  • Time to approve/ 2-3 Months (1-3 Months to fund)

Documents Required

  • Loan Application
  • 12 months of business bank statements
  • 2 Years of business tax returns
  • 1 Year of personal tax returns
  • YTD financials
  • Credit report (if available)

Equipment Leasing

  • Min-Max $ Amount/ $20,000-$5,000,000
  • Min-Max Term/ 1-5 Years
  • Credit Score Minimum/ 550
  • Annual Revenue Required/ $150,000
  • Required Time In Business/ 6 Months
  • Cost Of Capital/ Low/Medium
  • Time To Approve/ 1-2 Days (1-3 Days To Fund)

Documents required:

  • Loan Application
  • 4 months of business bank statements
  • Copy of invoice

Hard Money Real Estate Loan

  • Min-max $ amount/ $150,000-$50,000,000
  • Min-max term/ 1-10 years
  • Credit score minimum/ None
  • Annual revenue required/ 60%-80% ltv
  • Required time in business/ None
  • Cost of capital/ Medium
  • Time to approve/ 1-3 days (2-3 weeks to close)

Documents Required:

  • 1003 Loan application
  • 4 months of bank statements
  • Copy of purchase agreement
  • Recent mortgage statement (if refinance)
  • Credit report (if available)
  • Copy of appraisal (if available)

Commercial Mortgage

  • Min-max $ amount $150,000-$50,000,000
  • Min-max term 1-30 years
  • Credit score minimum 600
  • Annual revenue required 60%-80% ltv
  • Required time in business 2 years
  • Cost of capital Medium
  • Time to approve 1-3 days (1-3 weeks to close)

Documents Required

  • 1003 Loan application
  • 6 months of bank statements
  • 2 Year of business tax returns
  • Copy of purchase agreement
  • Recent mortgage statement (if refinance)
  • Credit report (if available)

Submit Your Deal!

We realize that referrals are the drivers of our success. That’s why we are determined to provide our brokers with the most professional, responsive and flexible service in the industry. If you are an established broker, or just starting out, Gokapital is committed to providing you with the assistance necessary for success.

Please complete the form below to submit your deal, and a Gokapital Partner will get back with you within 48 hours.

How it works our loan broker program

Get started today-it’s easy!
Just submit out the contact form below and a GoKapital representative will contact you within 24 hours to provide all the tools you need to immediately begin increasing your income.

How the program works
Refer a business owner that is currently looking for working capital, it’s that simple! After a business loan is approved and funded, you receive a commission.

What we do
GoKapital offers more business financing options than your local bank, with a faster and easier application process. We provide:

  • Revenue-Based Business Loans
  • Merchant Cash Advances
  • Business Line Of Credit
  • Unsecured Business Term Loans
  • Equipment Financing
  • SBA Loans
  • Commercial Real Estate Loans
  • Commercial Mortgage

Advantages and benefits

  • Customized & Flexible programs tailored to each referral
  • Dedicated Account Manager, Training, and Sales Support
  • Earn High Commissions Quickly
  • Unlimited Earning Potential
  • No Licenses Required

Compensation
Receive commission on the 1st or 15th, via direct deposit or a mailed check. Interested? Click here to register.