TO QUALIFY FOR ONE

OF GOKAPITAL’S LOAN PROGRAMS

Whether for your business or real estate, you will first need to meet the qualifications for each program.

Our team of financial experts is ready to assist you throughout the process.

Below you find a list of our financing program’s criteria and required documentation.

Merchant cash advance

  • 12 Months of operation
  • $30,000 or more in credit card sales
  • Less than 7 days with negative balances per  month
  • No minimum credit score

Revenue-based business loans

  • 12 Months of Operation
  • $30,000 or more in monthly revenue
  • Less than 7 days with negative balances per  month
  • No Minimum credit score

Start-up Business Loan or Personal Loan

  • 700+ Credit Score
  • Less than 45% Utilization
  • At least 5 Tradelines
  • Minimal Recent Inquiries

Equipment financing

  • $30,000 or more in monthly revenue
  • Credit score of 550+
  • Invoice related to business-related equipment
  • 6 months of operation

Hard money real estate loans

  • Loan from $100K to $50M
  • Purchase or cashout refinance – LTV from 60% to 80%
  • Located in the US
  • Non-owner occupied investment property

Commercial real estate mortgages

  • Loan from $100K to $50M
  • Purchase or cashout refinance – LTV from 60% to 80%
  • All property types eligible
  • Credit Score of 580+

SBA 7a Loan

  • Loans from $200K to $5MM
  • Credit Score of 680+
  • 2 Years in Business
  • Profitability on Business Tax Returns

Business Loan Consolidation

  • Refinance $50,000 to $5,000,000
  • Credit Score of 550+
  • 1 Year in Business
  • No Default History

Give us a call 1-866-257-2973

Monday – Friday | 9 am – 6 pm Eastern Time