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Mortgage Programs

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Choose The Mortgage Program That Fits Your Needs

We have a variety of mortgage programs to help you acquire any type of real estate. Investment properties or residential.

For real estate investors in North America, we have several mortgage programs such as Hard Money Loans, Commercial real estate loans, fix & flip, mortgages for foreign nationals, reverse mortgages (FL only), and conventional mortgages for residential properties (FL only). To find out more about requirements, rates, terms, and loan amounts click on the program you are interested in from the menu below.

Commercial Real Estate

We provide a full range of commercial real estate loan options for invesors the self-employed borrower seeking to purchase a building, refinance an existing commercial mortgage, or obtain working capital using the equity on existing property. Loans from $50K to $50MM in all 50 states, for all property types: retail, offices, warehouses, hotels and more.

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  Min. Credit Score: 550

  Loan Range: $500,000 to $50,000,000

  Down Payment Required: 30%-40%

  Closing in: 2-3 Weeks

Residential Real Estate (Florida Only)

Residential Real estate in FloridaGoKapital offers Residential real estate mortgages in Florida only. Conventional mortgages, fixed and variable rate. It’s always better to buy than to rent. Start your home buying journey with GoKapital, we will help you in every step of the way.

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  Min. Credit Score: 550

  Loan Range: $500,000 to $50,000,000

  Down Payment Required: 30%-40%

  Closing in: 2-3 Weeks

Reverse Mortgage (Florida Only)

Reverse Mortgage

Change the way you live your retirement. A reverse mortgage from GoKapital allows you access the equity you have built up in your primary residence now, and receive monthly payments. If you are 62 years old or older, live in Florida, and you don’t have any federal debt on past due, you may qualify for a reverse mortgage.

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  Min. Credit Score: xxx

  Loan Range: $500,000 to $50,000,000

  Closing in: 2-3 Weeks

Foreign Nationals

Foreign national loans

We provide financing to foreign nationals that wish to own property in the United States. Our foreign national mortgage program features quick approvals, low documentation, and fast applications. Let us help you in your home buying process in the USA.

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  Min. Credit Score: None

  Foreign Nationals Eligible: Yes

  Loan Range: $500,000 to $50,000,000

  LTV Approvals: 50%-80%

  Closing in: 1-3 Weeks

Hard Money Loans

Are you a residential real estate investor? Whether you’re looking to fix & flip homes, purchase rental properties, or obtain a cash-out refinance on a non-owner occupied property, we have the solution for you. GoKapital hard money loans & residential investment property financing programs are available nationwide. Easy approvals & quick closings.

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  Min. Credit Score: None

  Foreign Nationals Eligible: Yes

  Loan Range: $500,000 to $50,000,000

  LTV Approvals: 60%-80%

  Closing in: 1-3 Weeks

Call us at 866-257-2973 and find out how we can help you!