Choose The Program That Works For You
Loan programs for all types of industries.
Business Loans
GoKapital offers a wide variety of business loan programs for all types of industries. We understand that easy access to capital is vital for day-to-day operations & for expansion. Whether you’re looking to purchase equipment, invest in marketing, or take on new projects, GoKapital makes the business lending process fast & simple.
Min. Credit Score: 500+
Annual Revenue Required: $150,000
Time in Business: 4 months
Funds Received in: 1-3 Days
Business Line of Credit
Having access to working capital when you need is important when running a business. GoKapital offers a revolving business lines of credit. Once you have a pre-approved limit, you can access funds at any time and only pay interest on the line of credit used. Benefit from monthly payments, a quick application process, and building business credit history.
Min. Credit Score: None
Min. Time in Business: 1 Year
Annual Revenue: $100,000
Funds Received in: 24 hours
Commercial Real Estate
We provide a full range of commercial real estate loan options for invesors the self-employed borrower seeking to purchase a building, refinance an existing commercial mortgage, or obtain working capital using the equity on existing property. Loans from $50K to $50MM in all 50 states, for all property types: retail, offices, warehouses, hotels and more.
Min. Credit Score: 550
Loan Range: $50,000 to $50,000,000
Down Payment Required: 30%-40%
Closing in: 2-3 Weeks
Revenue-Based Business Loan
Do you need funds within 24 hours with minimal paperwork? As long as your business has a minimum of 4 months of operation & generates a minimum average of $10K in bank deposits, you can be approved for up to 150% of your average monthly revenue. No minimum credit score required. Available in all 50 states, Canada, & Puerto Rico.
Min. Credit Score: None
Monthly Revenue Required: $10,000
Time in Business: 4 Months
Funds Received in: 24 Hours
Invoice Factoring
Use account receivables financing to convert outstanding invoices into immediate cash. If your customers are paying within 30 to 120 days, GoKapital invoice factoring can advance 70% to 95% of your invoice amount immediately & improve business liquidity. Invoices must be to other businesses, & for services/goods already rendered.
Min. Credit Score: None
Monthly Revenue Required: $50,000
Time in Business: 4 months
Funds Received in: 1-2 Weeks
Business Cash Advance
If you need quick access working capital & generate at least $5,000 in monthly revenue via credit card processing transactions, a GoKapital merchant cash advance may be the best option for you. It adjusts itself to the performance of your business (pay a small % of daily card sales) & doesn’t require you to switch your processing company.
Min. Credit Score: None
Annual Revenue Required: $150,000
Time in Business: 4 months
Funds Received in: 1-3 Days
Unsecured Term Loan
A GoKapital business term loan is a simple interest loan with monthly payments, low rates, & terms up to 5 years. It is ideal for established businesses that may qualify for a bank loan, but seek a quicker & easier funding process (2 weeks to fund, versus 3 months with a bank!). No collateral is needed, and payments start a month after funding.
Min. Credit Score: 680+
Annual Revenue Required: $250,000+
Time in Business: 2+ Years
Profitability on Taxes: 10%-30%
Funds Received in: 1-2 Weeks
Equipment Financing
Obtaining the right equipment can increase revenues & contribute to the growth of your business. GoKapital equipment leasing & financing programs allow you to conserve cash flow (low monthly payments), benefit from tax savings, and build business credit. Let our quick approval process help you finance the equipment & machinery you need.
Min. Credit Score: 500
Monthly Revenue Required: $10,000
Time in Business: 6 months
Funds Received in: 1-3 Days
SBA Business Loan
SBA (Small Business Administration) loans have low rates, long terms, & are secured by the US Government. As a result, the application process can be difficult. It requires significant paperwork, 2-3 months of review, & has strict qualification criteria (700+ credit, high profit, 2+ years of operation, etc.). Do you qualify? Apply today!
Min. Credit Score: 680+
Annual Revenue Required: $500,000+
Time in Business: 2+ Years
Profitability on Taxes: 10%-30%
Funds Received in: 1-3 Months
Hard Money Loans
Are you a residential real estate investor? Whether you’re looking to fix & flip homes, purchase rental properties, or obtain a cash-out refinance on a non-owner occupied property, we have the solution for you. GoKapital hard money loans & residential investment property financing programs are available nationwide. Easy approvals & quick closings.
Min. Credit Score: None
Foreign Nationals Eligible: Yes
Loan Range: $50K to $50MM
LTV Approvals: 50%-80%
Closing in: 1-3 Weeks