How GoKapital's Personal Loans Are Better
Get up to $30,000
Individuals with a fair credit score can access affordable personal loans up to $30,000 with great rates and flexible terms.
UP TO $30,000
Simple, and Secure
Apply today and choose your loan offer in just minutes; secure, encrypted process when providing the required documentation.
24 TO 48 MONTHS
Next Day Funding
Once your supporting documentation is received, the funds can be deposited into your account the next business day.
The components of your credit score
Banks and alternative lenders in the United States use FICO credit score to assess your creditworthiness and your interest rates. A FICO credit score is simply a snapshot of a moment in your credit story.
We look beyond just your credit score. During the application process, we will consider
multiple factors to determine your creditworthiness such as your employment history, income, financial health, and credit behavior.
Great loans, better rates, fast funding.
Here’s What You’ll Need
Having these documents at hand will help expedite the loan approval process.
Save money when you take advantage of these secure veriﬁcation and payment options
Our free online application provides multiple finance options for you to choose from. Best yet, you can receive money in your account as soon as the next business day.
Keep it simple with automatic payments from your checking or savings account.
Having two scheduled payments a month makes it easier to manage your budget.