Our online lending network matches you with the right bank or lending partner to meet your business needs.
See if you pre-qualify for up to $350,000 in 5 minutes. No impact to your credit score.

Step 1: Which type of loan do you prefer?

With SmartBiz, one application is all you need to pre-qualify for both loan options. Choose the loan you prefer, or let us recommend the best fit for your business.

SBA Loan  –  Loans up to $350,000

The gold standard in business lending. Variable interest rates, longest terms, and lowest monthly payments.

Term Loan  –  Loans up to $300,000

Fixed interest rates and shorter repayment terms. Faster funding and less documentation.

Step 3: Tell us a bit about you

I have reviewed, understand, and agree to the SmartBiz Terms of Service, Privacy Policy, and Consent to Electronic Communications and Electronic Signatures, including the provision that any referral fee and packaging fee will be paid from loan proceeds. California residents please click here to review your rights under the California Consumer Privacy Act (CCPA).

The person agreeing here possesses the authority to bind the business to these agreements. If the business does not meet the requirements of our SBA lenders, I agree that SmartBiz may refer it to other lending partners that may have different rates and fees.

I consent to the use of automated dialing technology, prerecorded/artificial voice, or text messaging to contact me at the phone number provided about offers from SmartBiz and SmartBiz's lending partners, even if registered on a state or federal do-not-call list. I understand consent is not required for this application.

We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan.


We're here to help. Send us an email or call our experts at 1-866-257-2973