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Reverse Mortgage in Florida

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Planning for the Future

Enjoy your retirement using the equity in your home

Access to money whenever you need it.


Use funds at any time and increase your retirement income.


Using a HECM (home equity conversion mortgage), the title stays in your name.


Only pay for taxes, insurance, and any applicable fees.


A reverse mortgage can improve your financial stability.

Change the way you live your retirement with a GoKapital Reverse Mortgage

A reverse mortgage allows you to convert the equity in your home into an easily accessible line of credit. How do you qualify?


check1 One applicant must be at least 62 or more
check2 Your home must have sufficient equity if it currently has a mortgage
check3 The property must be your primary residence
check4 You must not be past due on federal debt

Call 1-866-257-2973 to speak with a loan consultant and learn more today.

Simple Application Process

Initial Real Estate

Loan Application


with Reverse Mortgage Counselor


Appraisal and Inspection


Review and Underwriting

Loan Closing

and Access to Financing

What is a Reverse Mortgage?

A reverse mortgage also called a Home Equity Conversion Mortgage (HECM), is a type of home equity loan for homeowners who are 62 or older. This type of loan allows homeowners to convert their house equity into cash without giving up ownership. The borrowers can choose how they want to receive the funds, in fixed monthly payments, as a lump sum, or as a line of credit.

It is called a Reverse Mortgage because the borrower does not make any monthly payments to the lender, instead, the lender makes payments to the borrower.

Hispanic Credit Union

This organization is a credit union and community development financial institution that seeks to serve traditionally unbanked, underserved immigrant communities. It offers micro loans of up to $15,000 ($20,000 for joint applications) for terms of 6-36 months.

Latinos seeking capital to grow their businesses can benefit from the growing number of organizations that offer dedicated programming to support minority business owners. While many institutions may not offer specific business loans for Latinos, they do offer the support resources you will need to understand your options, navigate the process, and prepare the best loan package possible — all of which will help put your business in a better position to receive funding.

You may be interested in this article: Loans for Latino Business Owners

Call us at 866-257-2973 and find out how we can help you!